Net worth, CPF and FIRE planning for Singapore. Everything stays on your phone.
Questions, bugs, or a feature you want? Email firenowsg@gmail.com.
It reaches a real person. Replies usually come within a few days. If you are reporting a bug, telling us your device model, iOS version and what you tapped just before it happened makes it far easier to fix.
Only on your device, in the app's private storage. There is no account, no server, and no upload. We cannot see your figures, and neither can anyone else.
Use Backup in the app menu to export a file, then save it wherever you like — Files, iCloud Drive, or emailed to yourself. Because your data never leaves your device, we hold no copy and cannot restore it for you. Exporting a backup now and then is worth the ten seconds.
Yes. Export a backup on the old device, transfer the file, then use Restore on the new one. It replaces whatever is currently in the app.
No. They are modelled for planning, using published CPF contribution rates, allocation rates, wage ceilings and IRAS tax brackets. They are close, but they are estimates and cannot account for every individual circumstance. Always check the CPF Board and IRAS for anything that matters.
Long-horizon projections compound, so a small change to an assumption — returns, salary growth, inflation — moves the end point a lot. That sensitivity is the point: it shows you which inputs actually drive your outcome. You can review every assumption in the Plan tab.
Yes. Tap the eye icon to hide them instantly, or set the app in Settings to open with balances already hidden.
No. There are no bank integrations and no credentials to hand over. You enter your figures yourself, which is what allows the app to collect nothing at all.
In progress, but not released yet.
FireNow is a personal planning and record-keeping tool. It does not provide financial, investment, tax or legal advice. Projections are estimates based on the assumptions you choose, and actual results will differ.